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    • Dan, thank you – one underlying requirement is the Operating Model being proposed i.e the Organisation together with its processes, technology, people etc – how does the model facilitate innovation and the eventual disruption that brings? On well established and large Organisations there are are already stakes on the ground – my observation is that in order to facilitate innovation and to de-risk change VC is used – WPP is a well established investor with large participation and in partnership with incubators, Nestle does it in-house, Banking and with Fintech is highly disruptive at the moment – Santander is buying, RBS is experimenting ….

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